2020 BZD to BAM Historical Review

YEARLY HIGH

0.9107 BAM

YEARLY LOW

0.7905 BAM

YEARLY AVERAGE

0.8520 BAM

2020 BZD to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BZD to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.9107. Conversely, the yearly low was recorded on December 31, dropping to 0.7905.

This high-to-low spread represents a total annual volatility of 0.1202 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8739 to the December average rate of 0.7972, the exchange rate registered a net change of -8.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9107 was up 2.31% compared to the 2019 peak of 0.8901, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BZD based on timing:

Yearly Peak High 4,554 BAM

2019 Average 4,335 BAM

Yearly Trough Low 3,952 BAM

Transaction Impact: A difference of 601.23 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9047

0.7874

JanuMarcMayJulySeptNove

BZD to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8817, compared to 0.8224 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0592 points.

H1 Avg (Jan–Jun) 0.8817

H2 Avg (Jul–Dec) 0.8224

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0590 BAM (High: 0.9107 / Low: 0.8517). On the other end, October was the most stable month, with a tight range of 0.0131 BAM (High: 0.8313 / Low: 0.8182).

March Spread (Volatile) ±0.0590

October Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0281 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0281

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.8791) against the same month in 2019 (average: 0.8589), the exchange rate shifted by +0.0202 (+2.35%).

2020 Avg (March) 0.8791

2019 Avg (March) 0.8589

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8820	0.8642	0.8739
February	0.8991	0.8771	0.8894
March	0.9107	0.8517	0.8791
April	0.9006	0.8866	0.8949
May	0.8991	0.8717	0.8904
June	0.8736	0.8532	0.8623
July	0.8659	0.8225	0.8484
August	0.8276	0.8128	0.8214
September	0.8334	0.8094	0.8227
October	0.8313	0.8182	0.8248
November	0.8328	0.8094	0.8201
December	0.8106	0.7905	0.7972