2013 CDF to HNL Historical Review

YEARLY HIGH

0.0223 HNL

YEARLY LOW

0.0205 HNL

YEARLY AVERAGE

0.0218 HNL

2013 CDF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the CDF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 0.0223. Conversely, the yearly low was recorded on May 22, dropping to 0.0205.

This high-to-low spread represents a total annual volatility of 0.0018 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0216 to the December average rate of 0.0221, the exchange rate registered a net change of 2.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0223 was up 2.98% compared to the 2012 peak of 0.0216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 111 HNL

2012 Average 105 HNL

Yearly Trough Low 103 HNL

Transaction Impact: A difference of 8.76 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0223

0.0209

JanuMarcMayJulySeptNove

CDF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0215, compared to 0.0221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0215

H2 Avg (Jul–Dec) 0.0221

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0015 HNL (High: 0.0221 / Low: 0.0205). On the other end, October was the most stable month, with a tight range of 0.0001 HNL (High: 0.0222 / Low: 0.0220).

May Spread (Volatile) ±0.0015

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 0.0221) against the same month in 2012 (average: 0.0211), the exchange rate shifted by +0.0011 (+5.19%).

2013 Avg (August) 0.0221

2012 Avg (August) 0.0211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0217	0.0215	0.0216
February	0.0219	0.0216	0.0217
March	0.0217	0.0212	0.0214
April	0.0213	0.0208	0.0211
May	0.0221	0.0205	0.0210
June	0.0221	0.0219	0.0220
July	0.0222	0.0219	0.0220
August	0.0223	0.0220	0.0221
September	0.0222	0.0219	0.0220
October	0.0222	0.0220	0.0221
November	0.0223	0.0219	0.0221
December	0.0223	0.0218	0.0221