2016 CDF to HNL Historical Review

YEARLY HIGH

0.0252 HNL

YEARLY LOW

0.0196 HNL

YEARLY AVERAGE

0.0236 HNL

2016 CDF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the CDF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0252. Conversely, the yearly low was recorded on December 24, dropping to 0.0196.

This high-to-low spread represents a total annual volatility of 0.0056 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0242 to the December average rate of 0.0200, the exchange rate registered a net change of -17.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0252 was up 4.37% compared to the 2015 peak of 0.0241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 126 HNL

2015 Average 117 HNL

Yearly Trough Low 98 HNL

Transaction Impact: A difference of 28.11 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0248

0.0196

JanuMarcMayJulySeptNove

CDF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0243, compared to 0.0229 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0243

H2 Avg (Jul–Dec) 0.0229

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0050 HNL (High: 0.0252 / Low: 0.0202). On the other end, April was the most stable month, with a tight range of 0.0001 HNL (High: 0.0244 / Low: 0.0243).

November Spread (Volatile) ±0.0050

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0033 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.0233) against the same month in 2015 (average: 0.0237), the exchange rate shifted by -0.0004 (-1.69%).

2016 Avg (November) 0.0233

2015 Avg (November) 0.0237

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0243	0.0241	0.0242
February	0.0244	0.0242	0.0243
March	0.0245	0.0243	0.0244
April	0.0244	0.0243	0.0243
May	0.0244	0.0243	0.0243
June	0.0249	0.0236	0.0242
July	0.0242	0.0232	0.0239
August	0.0236	0.0232	0.0234
September	0.0235	0.0232	0.0234
October	0.0237	0.0233	0.0235
November	0.0252	0.0202	0.0233
December	0.0205	0.0196	0.0200