2018 CDF to HNL Historical Review

YEARLY HIGH

0.0153 HNL

YEARLY LOW

0.0142 HNL

YEARLY AVERAGE

0.0148 HNL

2018 CDF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the CDF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 0.0153. Conversely, the yearly low was recorded on December 5, dropping to 0.0142.

This high-to-low spread represents a total annual volatility of 0.0011 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0148 to the December average rate of 0.0149, the exchange rate registered a net change of 1.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0153 was down 23.76% compared to the 2017 peak of 0.0201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 77 HNL

2017 Average 81 HNL

Yearly Trough Low 71 HNL

Transaction Impact: A difference of 5.58 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0150

0.0146

JanuMarcMayJulySeptNove

CDF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0147, compared to 0.0148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0147

H2 Avg (Jul–Dec) 0.0148

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0010 HNL (High: 0.0152 / Low: 0.0142). On the other end, April was the most stable month, with a tight range of 0.0001 HNL (High: 0.0147 / Low: 0.0146).

December Spread (Volatile) ±0.0010

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2018: 0.0148) against the same month in 2017 (average: 0.0151), the exchange rate shifted by -0.0003 (-1.74%).

2018 Avg (July) 0.0148

2017 Avg (July) 0.0151

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0151	0.0146	0.0148
February	0.0148	0.0145	0.0147
March	0.0147	0.0146	0.0146
April	0.0147	0.0146	0.0147
May	0.0148	0.0146	0.0147
June	0.0149	0.0147	0.0148
July	0.0153	0.0144	0.0148
August	0.0149	0.0146	0.0148
September	0.0148	0.0146	0.0147
October	0.0150	0.0146	0.0148
November	0.0151	0.0147	0.0150
December	0.0152	0.0142	0.0149