2026 CDF to HNL Historical Review

YEARLY HIGH

0.0125 HNL

YEARLY LOW

0.0114 HNL

YEARLY AVERAGE

0.0117 HNL

2026 CDF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CDF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0125. Conversely, the yearly low was recorded on April 28, dropping to 0.0114.

This high-to-low spread represents a total annual volatility of 0.0011 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0117 to the December average rate of 0.0117, the exchange rate registered a net change of 0.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0125 was up 0.57% compared to the 2025 peak of 0.0124, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 62 HNL

2025 Average 48 HNL

Yearly Trough Low 57 HNL

Transaction Impact: A difference of 5.28 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0118

0.0115

JanuMarcMayJuly

CDF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0116, compared to 0.0117 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0116

H2 Avg (Jul–Dec) 0.0117

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0010 HNL (High: 0.0125 / Low: 0.0115). On the other end, August was the most stable month, with a tight range of 0.0001 HNL (High: 0.0118 / Low: 0.0117).

February Spread (Volatile) ±0.0010

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0117) against the same month in 2025 (average: 0.0089), the exchange rate shifted by +0.0028 (+31.27%).

2026 Avg (February) 0.0117

2025 Avg (February) 0.0089

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0122	0.0114	0.0117
February	0.0125	0.0115	0.0117
March	0.0122	0.0114	0.0117
April	0.0116	0.0114	0.0115
May	0.0117	0.0115	0.0116
June	0.0118	0.0115	0.0116
July	0.0119	0.0116	0.0117
August	0.0118	0.0117	0.0117