2022 CDF to HNL Historical Review

YEARLY HIGH

0.0127 HNL

YEARLY LOW

0.0120 HNL

YEARLY AVERAGE

0.0122 HNL

2022 CDF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the CDF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 29, valuing the pair at 0.0127. Conversely, the yearly low was recorded on September 24, dropping to 0.0120.

This high-to-low spread represents a total annual volatility of 0.0008 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0122 to the December average rate of 0.0121, the exchange rate registered a net change of -1.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0127 was up 0.93% compared to the 2021 peak of 0.0126, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 64 HNL

2021 Average 61 HNL

Yearly Trough Low 60 HNL

Transaction Impact: A difference of 3.90 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0123

0.0120

JanuMarcMayJulySeptNove

CDF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0122, compared to 0.0121 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0122

H2 Avg (Jul–Dec) 0.0121

Volatility Range Comparison

Volatility

The most volatile month in 2022 was August, with a trading range of 0.0008 HNL (High: 0.0127 / Low: 0.0120). On the other end, July was the most stable month, with a tight range of 0.0001 HNL (High: 0.0123 / Low: 0.0123).

August Spread (Volatile) ±0.0008

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 0.0123) against the same month in 2021 (average: 0.0120), the exchange rate shifted by +0.0003 (+2.53%).

2022 Avg (August) 0.0123

2021 Avg (August) 0.0120

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0123	0.0122	0.0122
February	0.0123	0.0122	0.0122
March	0.0123	0.0121	0.0122
April	0.0123	0.0121	0.0122
May	0.0123	0.0120	0.0122
June	0.0123	0.0122	0.0123
July	0.0123	0.0123	0.0123
August	0.0127	0.0120	0.0123
September	0.0122	0.0120	0.0121
October	0.0123	0.0120	0.0121
November	0.0122	0.0120	0.0121
December	0.0122	0.0120	0.0121