2019 CDF to HNL Historical Review

YEARLY HIGH

0.0152 HNL

YEARLY LOW

0.0089 HNL

YEARLY AVERAGE

0.0149 HNL

2019 CDF to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CDF to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 10, valuing the pair at 0.0152. Conversely, the yearly low was recorded on December 9, dropping to 0.0089.

This high-to-low spread represents a total annual volatility of 0.0063 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0149 to the December average rate of 0.0145, the exchange rate registered a net change of -2.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0152 was down 0.68% compared to the 2018 peak of 0.0153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 76 HNL

2018 Average 74 HNL

Yearly Trough Low 44 HNL

Transaction Impact: A difference of 31.61 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0150

0.0145

JanuMarcMayJulySeptNove

CDF to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0149, compared to 0.0148 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0149

H2 Avg (Jul–Dec) 0.0148

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0060 HNL (High: 0.0148 / Low: 0.0089). On the other end, November was the most stable month, with a tight range of 0.0001 HNL (High: 0.0149 / Low: 0.0148).

December Spread (Volatile) ±0.0060

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 0.0149) against the same month in 2018 (average: 0.0148), the exchange rate shifted by +0.0001 (+0.59%).

2019 Avg (June) 0.0149

2018 Avg (June) 0.0148

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0151	0.0148	0.0149
February	0.0151	0.0148	0.0150
March	0.0151	0.0148	0.0150
April	0.0150	0.0149	0.0150
May	0.0151	0.0143	0.0148
June	0.0152	0.0148	0.0149
July	0.0149	0.0147	0.0148
August	0.0149	0.0147	0.0148
September	0.0148	0.0146	0.0148
October	0.0149	0.0148	0.0148
November	0.0149	0.0148	0.0148
December	0.0148	0.0089	0.0145