2012 DJF to GHS Historical Review

YEARLY HIGH

0.0110 GHS

YEARLY LOW

0.0092 GHS

YEARLY AVERAGE

0.0104 GHS

2012 DJF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the DJF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 28, valuing the pair at 0.0110. Conversely, the yearly low was recorded on January 2, dropping to 0.0092.

This high-to-low spread represents a total annual volatility of 0.0019 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0095 to the December average rate of 0.0107, the exchange rate registered a net change of 12.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0110 was up 17.79% compared to the 2011 peak of 0.0094, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 55 GHS

2011 Average 43 GHS

Yearly Trough Low 46 GHS

Transaction Impact: A difference of 9.44 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0111

0.0093

JanuMarcMayJulySeptNove

DJF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0100, compared to 0.0108 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0100

H2 Avg (Jul–Dec) 0.0108

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0006 GHS (High: 0.0098 / Low: 0.0092). On the other end, December was the most stable month, with a tight range of 0.0002 GHS (High: 0.0107 / Low: 0.0106).

January Spread (Volatile) ±0.0006

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0002 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0110) against the same month in 2011 (average: 0.0085), the exchange rate shifted by +0.0025 (+28.77%).

2012 Avg (July) 0.0110

2011 Avg (July) 0.0085

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0098	0.0092	0.0095
February	0.0097	0.0094	0.0095
March	0.0100	0.0094	0.0097
April	0.0104	0.0099	0.0101
May	0.0107	0.0103	0.0105
June	0.0108	0.0105	0.0107
July	0.0110	0.0109	0.0110
August	0.0110	0.0108	0.0109
September	0.0109	0.0106	0.0107
October	0.0107	0.0105	0.0106
November	0.0107	0.0105	0.0106
December	0.0107	0.0106	0.0107