2018 DJF to GHS Historical Review

YEARLY HIGH

0.0281 GHS

YEARLY LOW

0.0249 GHS

YEARLY AVERAGE

0.0263 GHS

2018 DJF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the DJF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.0281. Conversely, the yearly low was recorded on March 23, dropping to 0.0249.

This high-to-low spread represents a total annual volatility of 0.0032 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0254 to the December average rate of 0.0276, the exchange rate registered a net change of 8.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0281 was up 5.35% compared to the 2017 peak of 0.0267, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 141 GHS

2017 Average 123 GHS

Yearly Trough Low 125 GHS

Transaction Impact: A difference of 16.03 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0279

0.0248

JanuMarcMayJulySeptNove

DJF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0255, compared to 0.0272 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0255

H2 Avg (Jul–Dec) 0.0272

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0016 GHS (High: 0.0281 / Low: 0.0265). On the other end, February was the most stable month, with a tight range of 0.0003 GHS (High: 0.0253 / Low: 0.0250).

September Spread (Volatile) ±0.0016

February Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.0276) against the same month in 2017 (average: 0.0252), the exchange rate shifted by +0.0024 (+9.48%).

2018 Avg (December) 0.0276

2017 Avg (December) 0.0252

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0256	0.0252	0.0254
February	0.0253	0.0250	0.0252
March	0.0252	0.0249	0.0250
April	0.0254	0.0249	0.0251
May	0.0264	0.0254	0.0257
June	0.0269	0.0263	0.0265
July	0.0271	0.0267	0.0269
August	0.0274	0.0265	0.0269
September	0.0281	0.0265	0.0269
October	0.0279	0.0269	0.0272
November	0.0279	0.0269	0.0273
December	0.0281	0.0270	0.0276