2015 DJF to GHS Historical Review

YEARLY HIGH

0.0249 GHS

YEARLY LOW

0.0179 GHS

YEARLY AVERAGE

0.0213 GHS

2015 DJF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the DJF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.0249. Conversely, the yearly low was recorded on January 4, dropping to 0.0179.

This high-to-low spread represents a total annual volatility of 0.0069 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0183 to the December average rate of 0.0214, the exchange rate registered a net change of 16.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0249 was up 14.95% compared to the 2014 peak of 0.0216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 124 GHS

2014 Average 85 GHS

Yearly Trough Low 90 GHS

Transaction Impact: A difference of 34.71 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0248

0.0177

JanuMarcMayJulySeptNove

DJF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0210, compared to 0.0215 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0210

H2 Avg (Jul–Dec) 0.0215

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 0.0062 GHS (High: 0.0246 / Low: 0.0184). On the other end, April was the most stable month, with a tight range of 0.0003 GHS (High: 0.0217 / Low: 0.0215).

July Spread (Volatile) ±0.0062

April Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0038 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2015: 0.0242) against the same month in 2014 (average: 0.0174), the exchange rate shifted by +0.0068 (+38.94%).

2015 Avg (June) 0.0242

2014 Avg (June) 0.0174

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0188	0.0179	0.0183
February	0.0197	0.0187	0.0192
March	0.0214	0.0196	0.0205
April	0.0217	0.0215	0.0216
May	0.0229	0.0216	0.0223
June	0.0249	0.0230	0.0242
July	0.0246	0.0184	0.0204
August	0.0243	0.0212	0.0227
September	0.0228	0.0212	0.0219
October	0.0220	0.0209	0.0214
November	0.0218	0.0213	0.0215
December	0.0216	0.0212	0.0214