2026 DJF to GHS Historical Review

YEARLY HIGH

0.0664 GHS

YEARLY LOW

0.0588 GHS

YEARLY AVERAGE

0.0625 GHS

2026 DJF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the DJF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on June 9, valuing the pair at 0.0664. Conversely, the yearly low was recorded on January 4, dropping to 0.0588.

This high-to-low spread represents a total annual volatility of 0.0076 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0605 to the December average rate of 0.0657, the exchange rate registered a net change of 8.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0664 was down 24.05% compared to the 2025 peak of 0.0875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 332 GHS

2025 Average 356 GHS

Yearly Trough Low 294 GHS

Transaction Impact: A difference of 38.01 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0662

0.0600

JanuMarcMayJuly

DJF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0616, compared to 0.0652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.0616

H2 Avg (Jul–Dec) 0.0652

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0063 GHS (High: 0.0664 / Low: 0.0601). On the other end, August was the most stable month, with a tight range of 0.0001 GHS (High: 0.0657 / Low: 0.0656).

June Spread (Volatile) ±0.0063

August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0015 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0015

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0640) against the same month in 2025 (average: 0.0579), the exchange rate shifted by +0.0061 (+10.60%).

2026 Avg (June) 0.0640

2025 Avg (June) 0.0579

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0615	0.0588	0.0605
February	0.0619	0.0599	0.0615
March	0.0618	0.0599	0.0611
April	0.0626	0.0617	0.0621
May	0.0629	0.0600	0.0606
June	0.0664	0.0601	0.0640
July	0.0657	0.0636	0.0647
August	0.0657	0.0656	0.0657