2019 DJF to GHS Historical Review

YEARLY HIGH

0.0816 GHS

YEARLY LOW

0.0271 GHS

YEARLY AVERAGE

0.0303 GHS

2019 DJF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the DJF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.0816. Conversely, the yearly low was recorded on January 6, dropping to 0.0271.

This high-to-low spread represents a total annual volatility of 0.0545 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0277 to the December average rate of 0.0320, the exchange rate registered a net change of 15.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0816 was up 190.21% compared to the 2018 peak of 0.0281, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 408 GHS

2018 Average 132 GHS

Yearly Trough Low 136 GHS

Transaction Impact: A difference of 272.35 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0324

0.0273

JanuMarcMayJulySeptNove

DJF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0297, compared to 0.0309 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0297

H2 Avg (Jul–Dec) 0.0309

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 0.0528 GHS (High: 0.0816 / Low: 0.0288). On the other end, July was the most stable month, with a tight range of 0.0004 GHS (High: 0.0304 / Low: 0.0300).

May Spread (Volatile) ±0.0528

July Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 0.0309) against the same month in 2018 (average: 0.0257), the exchange rate shifted by +0.0052 (+20.03%).

2019 Avg (May) 0.0309

2018 Avg (May) 0.0257

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0332	0.0271	0.0277
February	0.0309	0.0279	0.0296
March	0.0317	0.0286	0.0305
April	0.0304	0.0286	0.0291
May	0.0816	0.0288	0.0309
June	0.0307	0.0301	0.0303
July	0.0304	0.0300	0.0303
August	0.0308	0.0301	0.0305
September	0.0309	0.0304	0.0308
October	0.0309	0.0302	0.0306
November	0.0315	0.0309	0.0311
December	0.0323	0.0315	0.0320