2013 DJF to GHS Historical Review

YEARLY HIGH

0.0133 GHS

YEARLY LOW

0.0106 GHS

YEARLY AVERAGE

0.0116 GHS

2013 DJF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the DJF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0133. Conversely, the yearly low was recorded on January 10, dropping to 0.0106.

This high-to-low spread represents a total annual volatility of 0.0028 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0107 to the December average rate of 0.0131, the exchange rate registered a net change of 21.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0133 was up 20.65% compared to the 2012 peak of 0.0110, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 67 GHS

2012 Average 52 GHS

Yearly Trough Low 53 GHS

Transaction Impact: A difference of 13.75 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0133

0.0105

JanuMarcMayJulySeptNove

DJF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0110, compared to 0.0123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0110

H2 Avg (Jul–Dec) 0.0123

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0005 GHS (High: 0.0133 / Low: 0.0128). On the other end, February was the most stable month, with a tight range of 0.0002 GHS (High: 0.0109 / Low: 0.0107).

December Spread (Volatile) ±0.0005

February Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 0.0131) against the same month in 2012 (average: 0.0107), the exchange rate shifted by +0.0024 (+22.36%).

2013 Avg (December) 0.0131

2012 Avg (December) 0.0107

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0108	0.0106	0.0107
February	0.0109	0.0107	0.0108
March	0.0110	0.0108	0.0109
April	0.0111	0.0109	0.0110
May	0.0113	0.0111	0.0112
June	0.0114	0.0112	0.0113
July	0.0117	0.0114	0.0115
August	0.0121	0.0116	0.0119
September	0.0123	0.0121	0.0122
October	0.0125	0.0123	0.0123
November	0.0128	0.0125	0.0127
December	0.0133	0.0128	0.0131