2016 DJF to GHS Historical Review

YEARLY HIGH

0.0242 GHS

YEARLY LOW

0.0213 GHS

YEARLY AVERAGE

0.0222 GHS

2016 DJF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the DJF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 30, valuing the pair at 0.0242. Conversely, the yearly low was recorded on May 1, dropping to 0.0213.

This high-to-low spread represents a total annual volatility of 0.0029 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0219 to the December average rate of 0.0237, the exchange rate registered a net change of 8.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0242 was down 2.59% compared to the 2015 peak of 0.0249, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 DJF based on timing:

Yearly Peak High 121 GHS

2015 Average 106 GHS

Yearly Trough Low 107 GHS

Transaction Impact: A difference of 14.49 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0240

0.0213

JanuMarcMayJulySeptNove

DJF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0218, compared to 0.0226 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0218

H2 Avg (Jul–Dec) 0.0226

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.0020 GHS (High: 0.0242 / Low: 0.0222). On the other end, September was the most stable month, with a tight range of 0.0002 GHS (High: 0.0225 / Low: 0.0222).

November Spread (Volatile) ±0.0020

September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 0.0227) against the same month in 2015 (average: 0.0215), the exchange rate shifted by +0.0012 (+5.57%).

2016 Avg (November) 0.0227

2015 Avg (November) 0.0215

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0224	0.0215	0.0219
February	0.0227	0.0219	0.0223
March	0.0221	0.0216	0.0217
April	0.0217	0.0213	0.0216
May	0.0218	0.0213	0.0216
June	0.0223	0.0216	0.0219
July	0.0224	0.0221	0.0223
August	0.0225	0.0220	0.0222
September	0.0225	0.0222	0.0223
October	0.0225	0.0222	0.0224
November	0.0242	0.0222	0.0227
December	0.0242	0.0231	0.0237