2012 GMD to HRK Historical Review

YEARLY HIGH

0.2034 HRK

YEARLY LOW

0.1692 HRK

YEARLY AVERAGE

0.1885 HRK

2012 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.2034. Conversely, the yearly low was recorded on October 18, dropping to 0.1692.

This high-to-low spread represents a total annual volatility of 0.0342 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1976 to the December average rate of 0.1852, the exchange rate registered a net change of -6.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.2034 was down 1.91% compared to the 2011 peak of 0.2074, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 1,017 HRK

2011 Average 949 HRK

Yearly Trough Low 846 HRK

Transaction Impact: A difference of 171.13 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.2001

0.1704

JanuMarcMayJulySeptNove

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1925, compared to 0.1845 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0080 points.

H1 Avg (Jan–Jun) 0.1925

H2 Avg (Jul–Dec) 0.1845

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0281 HRK (High: 0.1987 / Low: 0.1706). On the other end, October was the most stable month, with a tight range of 0.0068 HRK (High: 0.1760 / Low: 0.1692).

November Spread (Volatile) ±0.0281

October Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0150 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.1976) against the same month in 2011 (average: 0.1998), the exchange rate shifted by -0.0022 (-1.08%).

2012 Avg (January) 0.1976

2011 Avg (January) 0.1998

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2034	0.1906	0.1976
February	0.1947	0.1817	0.1890
March	0.1925	0.1841	0.1871
April	0.1974	0.1877	0.1925
May	0.2008	0.1885	0.1939
June	0.2020	0.1888	0.1949
July	0.1968	0.1899	0.1942
August	0.1933	0.1770	0.1897
September	0.1800	0.1713	0.1747
October	0.1760	0.1692	0.1728
November	0.1987	0.1706	0.1903
December	0.1938	0.1753	0.1852