2026 GMD to HRK Historical Review

YEARLY HIGH

0.0914 HRK

YEARLY LOW

0.0856 HRK

YEARLY AVERAGE

0.0885 HRK

2026 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.0914. Conversely, the yearly low was recorded on January 29, dropping to 0.0856.

This high-to-low spread represents a total annual volatility of 0.0058 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0874 to the December average rate of 0.0887, the exchange rate registered a net change of 1.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0914 was down 11.50% compared to the 2025 peak of 0.1033, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 457 HRK

2025 Average 463 HRK

Yearly Trough Low 428 HRK

Transaction Impact: A difference of 28.99 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0900

0.0867

JanuMarcMayJuly

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0882, compared to 0.0892 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0882

H2 Avg (Jul–Dec) 0.0892

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0030 HRK (High: 0.0886 / Low: 0.0856). On the other end, August was the most stable month, with a tight range of 0.0006 HRK (High: 0.0889 / Low: 0.0883).

January Spread (Volatile) ±0.0030

August Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0898) against the same month in 2025 (average: 0.0916), the exchange rate shifted by -0.0019 (-2.03%).

2026 Avg (June) 0.0898

2025 Avg (June) 0.0916

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0886	0.0856	0.0874
February	0.0879	0.0862	0.0870
March	0.0898	0.0880	0.0888
April	0.0888	0.0862	0.0877
May	0.0891	0.0881	0.0888
June	0.0914	0.0887	0.0898
July	0.0909	0.0885	0.0897
August	0.0889	0.0883	0.0887