2016 GMD to HRK Historical Review

YEARLY HIGH

0.1794 HRK

YEARLY LOW

0.1525 HRK

YEARLY AVERAGE

0.1623 HRK

2016 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.1794. Conversely, the yearly low was recorded on May 2, dropping to 0.1525.

This high-to-low spread represents a total annual volatility of 0.0269 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1784 to the December average rate of 0.1671, the exchange rate registered a net change of -6.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1794 was down 1.88% compared to the 2015 peak of 0.1829, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 897 HRK

2015 Average 834 HRK

Yearly Trough Low 763 HRK

Transaction Impact: A difference of 134.36 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1807

0.1526

JanuMarcMayJulySeptNove

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1645, compared to 0.1602 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.1645

H2 Avg (Jul–Dec) 0.1602

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0238 HRK (High: 0.1786 / Low: 0.1548). On the other end, January was the most stable month, with a tight range of 0.0022 HRK (High: 0.1794 / Low: 0.1772).

March Spread (Volatile) ±0.0238

January Spread (Stable) ±0.0022

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0123 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0123

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.1784) against the same month in 2015 (average: 0.1540), the exchange rate shifted by +0.0244 (+15.84%).

2016 Avg (January) 0.1784

2015 Avg (January) 0.1540

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1794	0.1772	0.1784
February	0.1784	0.1714	0.1742
March	0.1786	0.1548	0.1673
April	0.1564	0.1538	0.1550
May	0.1581	0.1525	0.1552
June	0.1594	0.1542	0.1567
July	0.1595	0.1572	0.1585
August	0.1579	0.1543	0.1565
September	0.1582	0.1559	0.1569
October	0.1619	0.1566	0.1593
November	0.1674	0.1582	0.1631
December	0.1699	0.1631	0.1671