2013 GMD to HRK Historical Review

YEARLY HIGH

0.1799 HRK

YEARLY LOW

0.1456 HRK

YEARLY AVERAGE

0.1690 HRK

2013 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 0.1799. Conversely, the yearly low was recorded on December 13, dropping to 0.1456.

This high-to-low spread represents a total annual volatility of 0.0342 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1704 to the December average rate of 0.1470, the exchange rate registered a net change of -13.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1799 was down 11.57% compared to the 2012 peak of 0.2034, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 899 HRK

2012 Average 942 HRK

Yearly Trough Low 728 HRK

Transaction Impact: A difference of 171.11 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1793

0.1440

JanuMarcMayJulySeptNove

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1708, compared to 0.1672 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.1708

H2 Avg (Jul–Dec) 0.1672

Volatility Range Comparison

Volatility

The most volatile month in 2013 was November, with a trading range of 0.0257 HRK (High: 0.1740 / Low: 0.1483). On the other end, October was the most stable month, with a tight range of 0.0036 HRK (High: 0.1731 / Low: 0.1695).

November Spread (Volatile) ±0.0257

October Spread (Stable) ±0.0036

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0175 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0175

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 0.1759) against the same month in 2012 (average: 0.1871), the exchange rate shifted by -0.0112 (-6.00%).

2013 Avg (March) 0.1759

2012 Avg (March) 0.1871

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1761	0.1647	0.1704
February	0.1740	0.1634	0.1702
March	0.1799	0.1724	0.1759
April	0.1796	0.1743	0.1764
May	0.1786	0.1659	0.1745
June	0.1721	0.1531	0.1576
July	0.1796	0.1597	0.1744
August	0.1745	0.1605	0.1721
September	0.1773	0.1711	0.1744
October	0.1731	0.1695	0.1709
November	0.1740	0.1483	0.1645
December	0.1501	0.1456	0.1470