2019 GMD to HRK Historical Review

YEARLY HIGH

0.1352 HRK

YEARLY LOW

0.1294 HRK

YEARLY AVERAGE

0.1323 HRK

2019 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 26, valuing the pair at 0.1352. Conversely, the yearly low was recorded on December 31, dropping to 0.1294.

This high-to-low spread represents a total annual volatility of 0.0058 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1314 to the December average rate of 0.1305, the exchange rate registered a net change of -0.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1352 was down 0.63% compared to the 2018 peak of 0.1361, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 676 HRK

2018 Average 654 HRK

Yearly Trough Low 647 HRK

Transaction Impact: A difference of 28.93 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1339

0.1302

JanuMarcMayJulySeptNove

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1325, compared to 0.1321 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1325

H2 Avg (Jul–Dec) 0.1321

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0038 HRK (High: 0.1343 / Low: 0.1305). On the other end, April was the most stable month, with a tight range of 0.0016 HRK (High: 0.1343 / Low: 0.1327).

October Spread (Volatile) ±0.0038

April Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0013 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0013

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.1334) against the same month in 2018 (average: 0.1314), the exchange rate shifted by +0.0020 (+1.53%).

2019 Avg (September) 0.1334

2018 Avg (September) 0.1314

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1328	0.1298	0.1314
February	0.1327	0.1307	0.1319
March	0.1337	0.1308	0.1324
April	0.1343	0.1327	0.1334
May	0.1344	0.1326	0.1336
June	0.1341	0.1307	0.1322
July	0.1335	0.1314	0.1322
August	0.1334	0.1315	0.1325
September	0.1352	0.1320	0.1334
October	0.1343	0.1305	0.1325
November	0.1325	0.1304	0.1315
December	0.1319	0.1294	0.1305