2014 GMD to HRK Historical Review

YEARLY HIGH

0.1541 HRK

YEARLY LOW

0.1378 HRK

YEARLY AVERAGE

0.1442 HRK

2014 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.1541. Conversely, the yearly low was recorded on May 6, dropping to 0.1378.

This high-to-low spread represents a total annual volatility of 0.0162 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1471 to the December average rate of 0.1445, the exchange rate registered a net change of -1.80% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1541 was down 14.35% compared to the 2013 peak of 0.1799, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 770 HRK

2013 Average 845 HRK

Yearly Trough Low 689 HRK

Transaction Impact: A difference of 81.14 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1501

0.1384

JanuMarcMayJulySeptNove

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1435, compared to 0.1450 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0015 points.

H1 Avg (Jan–Jun) 0.1435

H2 Avg (Jul–Dec) 0.1450

Volatility Range Comparison

Volatility

The most volatile month in 2014 was October, with a trading range of 0.0144 HRK (High: 0.1541 / Low: 0.1397). On the other end, November was the most stable month, with a tight range of 0.0019 HRK (High: 0.1437 / Low: 0.1418).

October Spread (Volatile) ±0.0144

November Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0050 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 0.1476) against the same month in 2013 (average: 0.1709), the exchange rate shifted by -0.0233 (-13.66%).

2014 Avg (October) 0.1476

2013 Avg (October) 0.1709

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1486	0.1459	0.1471
February	0.1488	0.1454	0.1469
March	0.1463	0.1443	0.1452
April	0.1463	0.1384	0.1420
May	0.1409	0.1378	0.1394
June	0.1414	0.1392	0.1403
July	0.1440	0.1398	0.1419
August	0.1461	0.1430	0.1442
September	0.1528	0.1450	0.1491
October	0.1541	0.1397	0.1476
November	0.1437	0.1418	0.1426
December	0.1474	0.1423	0.1445