2018 GMD to HRK Historical Review

YEARLY HIGH

0.1361 HRK

YEARLY LOW

0.1226 HRK

YEARLY AVERAGE

0.1307 HRK

2018 GMD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the GMD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on August 14, valuing the pair at 0.1361. Conversely, the yearly low was recorded on January 28, dropping to 0.1226.

This high-to-low spread represents a total annual volatility of 0.0134 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1270 to the December average rate of 0.1316, the exchange rate registered a net change of 3.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1361 was down 19.56% compared to the 2017 peak of 0.1691, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 680 HRK

2017 Average 723 HRK

Yearly Trough Low 613 HRK

Transaction Impact: A difference of 67.10 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1347

0.1263

JanuMarcMayJulySeptNove

GMD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1294, compared to 0.1320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.1294

H2 Avg (Jul–Dec) 0.1320

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.0083 HRK (High: 0.1310 / Low: 0.1226). On the other end, December was the most stable month, with a tight range of 0.0017 HRK (High: 0.1324 / Low: 0.1307).

January Spread (Volatile) ±0.0083

December Spread (Stable) ±0.0017

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0024 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2018: 0.1338) against the same month in 2017 (average: 0.1365), the exchange rate shifted by -0.0027 (-1.96%).

2018 Avg (August) 0.1338

2017 Avg (August) 0.1365

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1310	0.1226	0.1270
February	0.1294	0.1240	0.1272
March	0.1286	0.1261	0.1275
April	0.1301	0.1270	0.1280
May	0.1358	0.1300	0.1326
June	0.1355	0.1325	0.1340
July	0.1344	0.1312	0.1326
August	0.1361	0.1320	0.1338
September	0.1338	0.1287	0.1314
October	0.1329	0.1293	0.1306
November	0.1334	0.1309	0.1319
December	0.1324	0.1307	0.1316