2012 GMD to NZD Historical Review

YEARLY HIGH

0.0450 NZD

YEARLY LOW

0.0356 NZD

YEARLY AVERAGE

0.0398 NZD

2012 GMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0450. Conversely, the yearly low was recorded on November 1, dropping to 0.0356.

This high-to-low spread represents a total annual volatility of 0.0094 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0422 to the December average rate of 0.0389, the exchange rate registered a net change of -7.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0450 was down 10.81% compared to the 2011 peak of 0.0505, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 225 NZD

2011 Average 225 NZD

Yearly Trough Low 178 NZD

Transaction Impact: A difference of 47.21 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0432

0.0358

JanuMarcMayJulySeptNove

GMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0412, compared to 0.0384 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 0.0412

H2 Avg (Jul–Dec) 0.0384

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 0.0057 NZD (High: 0.0413 / Low: 0.0356). On the other end, October was the most stable month, with a tight range of 0.0016 NZD (High: 0.0373 / Low: 0.0356).

November Spread (Volatile) ±0.0057

October Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0027 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0422) against the same month in 2011 (average: 0.0471), the exchange rate shifted by -0.0049 (-10.32%).

2012 Avg (January) 0.0422

2011 Avg (January) 0.0471

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0450	0.0401	0.0422
February	0.0406	0.0386	0.0395
March	0.0408	0.0391	0.0399
April	0.0423	0.0406	0.0413
May	0.0436	0.0407	0.0426
June	0.0440	0.0398	0.0415
July	0.0405	0.0388	0.0398
August	0.0394	0.0372	0.0388
September	0.0382	0.0365	0.0370
October	0.0373	0.0356	0.0365
November	0.0413	0.0356	0.0395
December	0.0403	0.0372	0.0389