2022 GMD to NZD Historical Review

YEARLY HIGH

0.0323 NZD

YEARLY LOW

0.0250 NZD

YEARLY AVERAGE

0.0285 NZD

2022 GMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the GMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 10, valuing the pair at 0.0323. Conversely, the yearly low was recorded on December 14, dropping to 0.0250.

This high-to-low spread represents a total annual volatility of 0.0073 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0281 to the December average rate of 0.0254, the exchange rate registered a net change of -9.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0323 was up 12.57% compared to the 2021 peak of 0.0287, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 161 NZD

2021 Average 137 NZD

Yearly Trough Low 125 NZD

Transaction Impact: A difference of 36.50 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0316

0.0248

JanuMarcMayJulySeptNove

GMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0282, compared to 0.0289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0282

H2 Avg (Jul–Dec) 0.0289

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0040 NZD (High: 0.0296 / Low: 0.0255). On the other end, July was the most stable month, with a tight range of 0.0008 NZD (High: 0.0303 / Low: 0.0295).

November Spread (Volatile) ±0.0040

July Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0041 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0310) against the same month in 2021 (average: 0.0273), the exchange rate shifted by +0.0037 (+13.43%).

2022 Avg (October) 0.0310

2021 Avg (October) 0.0273

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0291	0.0275	0.0281
February	0.0285	0.0277	0.0282
March	0.0279	0.0262	0.0272
April	0.0286	0.0268	0.0275
May	0.0299	0.0282	0.0289
June	0.0297	0.0282	0.0291
July	0.0303	0.0295	0.0298
August	0.0302	0.0286	0.0294
September	0.0322	0.0297	0.0307
October	0.0323	0.0293	0.0310
November	0.0296	0.0255	0.0269
December	0.0258	0.0250	0.0254