2020 GMD to NZD Historical Review

YEARLY HIGH

0.0349 NZD

YEARLY LOW

0.0268 NZD

YEARLY AVERAGE

0.0300 NZD

2020 GMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 22, valuing the pair at 0.0349. Conversely, the yearly low was recorded on December 30, dropping to 0.0268.

This high-to-low spread represents a total annual volatility of 0.0082 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0296 to the December average rate of 0.0272, the exchange rate registered a net change of -7.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0349 was up 9.88% compared to the 2019 peak of 0.0318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 175 NZD

2019 Average 152 NZD

Yearly Trough Low 134 NZD

Transaction Impact: A difference of 40.78 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0332

0.0267

JanuMarcMayJulySeptNove

GMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0312, compared to 0.0287 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0026 points.

H1 Avg (Jan–Jun) 0.0312

H2 Avg (Jul–Dec) 0.0287

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0040 NZD (High: 0.0349 / Low: 0.0309). On the other end, October was the most stable month, with a tight range of 0.0006 NZD (High: 0.0294 / Low: 0.0288).

March Spread (Volatile) ±0.0040

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0019 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0325) against the same month in 2019 (average: 0.0295), the exchange rate shifted by +0.0030 (+10.31%).

2020 Avg (March) 0.0325

2019 Avg (March) 0.0295

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0303	0.0290	0.0296
February	0.0314	0.0301	0.0307
March	0.0349	0.0309	0.0325
April	0.0335	0.0319	0.0326
May	0.0327	0.0313	0.0320
June	0.0309	0.0295	0.0301
July	0.0299	0.0288	0.0293
August	0.0296	0.0286	0.0292
September	0.0296	0.0285	0.0290
October	0.0294	0.0288	0.0291
November	0.0293	0.0275	0.0281
December	0.0275	0.0268	0.0272