2019 GMD to NZD Historical Review

YEARLY HIGH

0.0318 NZD

YEARLY LOW

0.0289 NZD

YEARLY AVERAGE

0.0303 NZD

2019 GMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the GMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 25, valuing the pair at 0.0318. Conversely, the yearly low was recorded on December 30, dropping to 0.0289.

This high-to-low spread represents a total annual volatility of 0.0028 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0298 to the December average rate of 0.0295, the exchange rate registered a net change of -0.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0318 was down 0.50% compared to the 2018 peak of 0.0319, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 159 NZD

2018 Average 150 NZD

Yearly Trough Low 145 NZD

Transaction Impact: A difference of 14.19 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0315

0.0293

JanuMarcMayJulySeptNove

GMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0300, compared to 0.0306 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0300

H2 Avg (Jul–Dec) 0.0306

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0014 NZD (High: 0.0304 / Low: 0.0289). On the other end, November was the most stable month, with a tight range of 0.0005 NZD (High: 0.0309 / Low: 0.0303).

December Spread (Volatile) ±0.0014

November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2019: 0.0313) against the same month in 2018 (average: 0.0312), the exchange rate shifted by +0.0001 (+0.28%).

2019 Avg (September) 0.0313

2018 Avg (September) 0.0312

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0305	0.0292	0.0298
February	0.0300	0.0293	0.0295
March	0.0298	0.0291	0.0295
April	0.0306	0.0296	0.0300
May	0.0310	0.0303	0.0307
June	0.0310	0.0299	0.0306
July	0.0306	0.0296	0.0300
August	0.0314	0.0305	0.0310
September	0.0318	0.0308	0.0313
October	0.0317	0.0305	0.0311
November	0.0309	0.0303	0.0305
December	0.0304	0.0289	0.0295