YEARLY HIGH
0.0252 NZD
YEARLY LOW
0.0228 NZD
YEARLY AVERAGE
0.0238 NZD

2025 GMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the GMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 17, valuing the pair at 0.0252. Conversely, the yearly low was recorded on June 2, dropping to 0.0228.

This high-to-low spread represents a total annual volatility of 0.0024 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0247 to the December average rate of 0.0235, the exchange rate registered a net change of -4.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0252 was up 0.48% compared to the 2024 peak of 0.0251, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 126 NZD
2024 Average 120 NZD
Yearly Trough Low 114 NZD
Transaction Impact: A difference of 12.01 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0248
0.0231
JanuMarcMayJulySeptNove

GMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0240, compared to 0.0236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0240
H2 Avg (Jul–Dec) 0.0236

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0019 NZD (High: 0.0251 / Low: 0.0232). On the other end, November was the most stable month, with a tight range of 0.0005 NZD (High: 0.0244 / Low: 0.0239).

April Spread (Volatile) ±0.0019
November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0007 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0247) against the same month in 2024 (average: 0.0241), the exchange rate shifted by +0.0006 (+2.62%).

2025 Avg (January) 0.0247
2024 Avg (January) 0.0241

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0252 0.0241 0.0247
February 0.0250 0.0241 0.0245
March 0.0250 0.0238 0.0244
April 0.0251 0.0232 0.0239
May 0.0238 0.0230 0.0233
June 0.0236 0.0228 0.0233
July 0.0235 0.0230 0.0233
August 0.0239 0.0231 0.0235
September 0.0240 0.0230 0.0235
October 0.0243 0.0232 0.0240
November 0.0244 0.0239 0.0242
December 0.0240 0.0230 0.0235