2015 GMD to NZD Historical Review

YEARLY HIGH

0.0408 NZD

YEARLY LOW

0.0294 NZD

YEARLY AVERAGE

0.0350 NZD

2015 GMD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the GMD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.0408. Conversely, the yearly low was recorded on January 11, dropping to 0.0294.

This high-to-low spread represents a total annual volatility of 0.0115 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0305 to the December average rate of 0.0375, the exchange rate registered a net change of 22.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0408 was up 25.27% compared to the 2014 peak of 0.0326, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 204 NZD

2014 Average 151 NZD

Yearly Trough Low 147 NZD

Transaction Impact: A difference of 57.46 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0410

0.0296

JanuMarcMayJulySeptNove

GMD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0314, compared to 0.0385 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.0314

H2 Avg (Jul–Dec) 0.0385

Volatility Range Comparison

Volatility

The most volatile month in 2015 was June, with a trading range of 0.0049 NZD (High: 0.0373 / Low: 0.0324). On the other end, April was the most stable month, with a tight range of 0.0011 NZD (High: 0.0312 / Low: 0.0301).

June Spread (Volatile) ±0.0049

April Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0019 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.0401) against the same month in 2014 (average: 0.0310), the exchange rate shifted by +0.0091 (+29.21%).

2015 Avg (September) 0.0401

2014 Avg (September) 0.0310

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0322	0.0294	0.0305
February	0.0321	0.0307	0.0311
March	0.0319	0.0303	0.0311
April	0.0312	0.0301	0.0306
May	0.0327	0.0309	0.0315
June	0.0373	0.0324	0.0337
July	0.0389	0.0374	0.0380
August	0.0393	0.0377	0.0384
September	0.0408	0.0387	0.0401
October	0.0400	0.0370	0.0382
November	0.0393	0.0377	0.0388
December	0.0382	0.0368	0.0375