2025 HNL to BRL Historical Review

YEARLY HIGH

0.2480 BRL

YEARLY LOW

0.2004 BRL

YEARLY AVERAGE

0.2152 BRL

2025 HNL to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HNL to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.2480. Conversely, the yearly low was recorded on November 11, dropping to 0.2004.

This high-to-low spread represents a total annual volatility of 0.0476 BRL. From a start-to-finish perspective, comparing the January average rate of 0.2371 to the December average rate of 0.2079, the exchange rate registered a net change of -12.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.2480 was down 6.58% compared to the 2024 peak of 0.2655, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,240 BRL

2024 Average 1,084 BRL

Yearly Trough Low 1,002 BRL

Transaction Impact: A difference of 238.05 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.2405

0.1998

JanuMarcMayJulySeptNove

HNL to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2237, compared to 0.2066 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0171 points.

H1 Avg (Jan–Jun) 0.2237

H2 Avg (Jul–Dec) 0.2066

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 0.0232 BRL (High: 0.2429 / Low: 0.2196). On the other end, May was the most stable month, with a tight range of 0.0042 BRL (High: 0.2208 / Low: 0.2166).

March Spread (Volatile) ±0.0232

May Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0119 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.2371) against the same month in 2024 (average: 0.1988), the exchange rate shifted by +0.0383 (+19.26%).

2025 Avg (January) 0.2371

2024 Avg (January) 0.1988

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2480	0.2290	0.2371
February	0.2290	0.2217	0.2252
March	0.2429	0.2196	0.2255
April	0.2351	0.2177	0.2243
May	0.2208	0.2166	0.2180
June	0.2195	0.2073	0.2123
July	0.2130	0.2067	0.2107
August	0.2133	0.2046	0.2074
September	0.2079	0.2017	0.2048
October	0.2111	0.2029	0.2057
November	0.2059	0.2004	0.2032
December	0.2122	0.2019	0.2079