2015 HNL to BRL Historical Review

YEARLY HIGH

0.1893 BRL

YEARLY LOW

0.1217 BRL

YEARLY AVERAGE

0.1534 BRL

2015 HNL to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HNL to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on September 23, valuing the pair at 0.1893. Conversely, the yearly low was recorded on January 24, dropping to 0.1217.

This high-to-low spread represents a total annual volatility of 0.0676 BRL. From a start-to-finish perspective, comparing the January average rate of 0.1251 to the December average rate of 0.1773, the exchange rate registered a net change of 41.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1893 was up 46.45% compared to the 2014 peak of 0.1293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 947 BRL

2014 Average 577 BRL

Yearly Trough Low 608 BRL

Transaction Impact: A difference of 338.14 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1835

0.1198

JanuMarcMayJulySeptNove

HNL to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1381, compared to 0.1687 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0305 points.

H1 Avg (Jan–Jun) 0.1381

H2 Avg (Jul–Dec) 0.1687

Volatility Range Comparison

Volatility

The most volatile month in 2015 was September, with a trading range of 0.0213 BRL (High: 0.1893 / Low: 0.1680). On the other end, June was the most stable month, with a tight range of 0.0043 BRL (High: 0.1450 / Low: 0.1408).

September Spread (Volatile) ±0.0213

June Spread (Stable) ±0.0043

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0055 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.1782) against the same month in 2014 (average: 0.1106), the exchange rate shifted by +0.0676 (+61.06%).

2015 Avg (September) 0.1782

2014 Avg (September) 0.1106

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1289	0.1217	0.1251
February	0.1369	0.1266	0.1332
March	0.1515	0.1342	0.1470
April	0.1480	0.1333	0.1415
May	0.1452	0.1356	0.1392
June	0.1450	0.1408	0.1427
July	0.1553	0.1420	0.1474
August	0.1651	0.1557	0.1601
September	0.1893	0.1680	0.1782
October	0.1833	0.1717	0.1765
November	0.1764	0.1687	0.1724
December	0.1838	0.1713	0.1773