2020 HNL to BRL Historical Review

YEARLY HIGH

0.2361 BRL

YEARLY LOW

0.1628 BRL

YEARLY AVERAGE

0.2084 BRL

2020 HNL to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 0.2361. Conversely, the yearly low was recorded on January 2, dropping to 0.1628.

This high-to-low spread represents a total annual volatility of 0.0733 BRL. From a start-to-finish perspective, comparing the January average rate of 0.1671 to the December average rate of 0.2123, the exchange rate registered a net change of 27.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2361 was down 15.25% compared to the 2019 peak of 0.2786, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,181 BRL

2019 Average 804 BRL

Yearly Trough Low 814 BRL

Transaction Impact: A difference of 366.54 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2353

0.1609

JanuMarcMayJulySeptNove

HNL to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1975, compared to 0.2192 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0217 points.

H1 Avg (Jan–Jun) 0.1975

H2 Avg (Jul–Dec) 0.2192

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0292 BRL (High: 0.2089 / Low: 0.1797). On the other end, December was the most stable month, with a tight range of 0.0090 BRL (High: 0.2166 / Low: 0.2076).

March Spread (Volatile) ±0.0292

December Spread (Stable) ±0.0090

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0164 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0164

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 0.2247) against the same month in 2019 (average: 0.1642), the exchange rate shifted by +0.0606 (+36.90%).

2020 Avg (May) 0.2247

2019 Avg (May) 0.1642

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1725	0.1628	0.1671
February	0.1805	0.1709	0.1751
March	0.2089	0.1797	0.1965
April	0.2261	0.2049	0.2134
May	0.2361	0.2113	0.2247
June	0.2211	0.1932	0.2083
July	0.2173	0.2058	0.2127
August	0.2286	0.2093	0.2203
September	0.2297	0.2119	0.2185
October	0.2346	0.2247	0.2291
November	0.2345	0.2179	0.2226
December	0.2166	0.2076	0.2123