2012 HNL to BRL Historical Review

YEARLY HIGH

0.1095 BRL

YEARLY LOW

0.0895 BRL

YEARLY AVERAGE

0.1011 BRL

2012 HNL to BRL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to BRL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 28, valuing the pair at 0.1095. Conversely, the yearly low was recorded on February 23, dropping to 0.0895.

This high-to-low spread represents a total annual volatility of 0.0200 BRL. From a start-to-finish perspective, comparing the January average rate of 0.0940 to the December average rate of 0.1049, the exchange rate registered a net change of 11.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.1095 was up 9.34% compared to the 2011 peak of 0.1001, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 547 BRL

2011 Average 442 BRL

Yearly Trough Low 448 BRL

Transaction Impact: A difference of 99.78 BRL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.1092

0.0885

JanuMarcMayJulySeptNove

HNL to BRL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0978, compared to 0.1044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0066 points.

H1 Avg (Jan–Jun) 0.0978

H2 Avg (Jul–Dec) 0.1044

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0090 BRL (High: 0.1087 / Low: 0.0997). On the other end, October was the most stable month, with a tight range of 0.0011 BRL (High: 0.1037 / Low: 0.1027).

May Spread (Volatile) ±0.0090

October Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0038 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0038

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 0.1074) against the same month in 2011 (average: 0.0840), the exchange rate shifted by +0.0235 (+27.95%).

2012 Avg (June) 0.1074

2011 Avg (June) 0.0840

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0985	0.0913	0.0940
February	0.0911	0.0895	0.0902
March	0.0959	0.0904	0.0940
April	0.0993	0.0955	0.0972
May	0.1087	0.0997	0.1039
June	0.1095	0.1060	0.1074
July	0.1074	0.1045	0.1064
August	0.1066	0.1033	0.1042
September	0.1045	0.1028	0.1034
October	0.1037	0.1027	0.1031
November	0.1068	0.1027	0.1044
December	0.1079	0.1028	0.1049