2013 HNL to NZD Historical Review

YEARLY HIGH

0.0652 NZD

YEARLY LOW

0.0575 NZD

YEARLY AVERAGE

0.0607 NZD

2013 HNL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 0.0652. Conversely, the yearly low was recorded on October 18, dropping to 0.0575.

This high-to-low spread represents a total annual volatility of 0.0077 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0601 to the December average rate of 0.0596, the exchange rate registered a net change of -0.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0652 was down 6.68% compared to the 2012 peak of 0.0699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 326 NZD

2012 Average 320 NZD

Yearly Trough Low 288 NZD

Transaction Impact: A difference of 38.63 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0631

0.0582

JanuMarcMayJulySeptNove

HNL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0611, compared to 0.0604 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0611

H2 Avg (Jul–Dec) 0.0604

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0048 NZD (High: 0.0633 / Low: 0.0585). On the other end, March was the most stable month, with a tight range of 0.0012 NZD (High: 0.0617 / Low: 0.0605).

September Spread (Volatile) ±0.0048

March Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0017 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.0627) against the same month in 2012 (average: 0.0678), the exchange rate shifted by -0.0051 (-7.54%).

2013 Avg (May) 0.0627

2012 Avg (May) 0.0678

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0608	0.0596	0.0601
February	0.0610	0.0590	0.0598
March	0.0617	0.0605	0.0610
April	0.0614	0.0594	0.0607
May	0.0652	0.0609	0.0627
June	0.0636	0.0612	0.0625
July	0.0639	0.0607	0.0625
August	0.0635	0.0604	0.0620
September	0.0633	0.0585	0.0603
October	0.0594	0.0575	0.0586
November	0.0600	0.0583	0.0592
December	0.0605	0.0588	0.0596