2019 HNL to NZD Historical Review

YEARLY HIGH

0.1027 NZD

YEARLY LOW

0.0590 NZD

YEARLY AVERAGE

0.0619 NZD

2019 HNL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HNL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 0.1027. Conversely, the yearly low was recorded on March 25, dropping to 0.0590.

This high-to-low spread represents a total annual volatility of 0.0437 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0604 to the December average rate of 0.0626, the exchange rate registered a net change of 3.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1027 was up 58.51% compared to the 2018 peak of 0.0648, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 513 NZD

2018 Average 302 NZD

Yearly Trough Low 295 NZD

Transaction Impact: A difference of 218.53 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0645

0.0592

JanuMarcMayJulySeptNove

HNL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0607, compared to 0.0630 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0607

H2 Avg (Jul–Dec) 0.0630

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0426 NZD (High: 0.1027 / Low: 0.0601). On the other end, November was the most stable month, with a tight range of 0.0011 NZD (High: 0.0640 / Low: 0.0629).

December Spread (Volatile) ±0.0426

November Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0012 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 0.0626) against the same month in 2018 (average: 0.0606), the exchange rate shifted by +0.0020 (+3.37%).

2019 Avg (December) 0.0626

2018 Avg (December) 0.0606

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0618	0.0591	0.0604
February	0.0607	0.0591	0.0597
March	0.0603	0.0590	0.0597
April	0.0619	0.0599	0.0608
May	0.0650	0.0612	0.0625
June	0.0628	0.0602	0.0613
July	0.0624	0.0597	0.0608
August	0.0652	0.0619	0.0633
September	0.0648	0.0630	0.0641
October	0.0653	0.0629	0.0639
November	0.0640	0.0629	0.0634
December	0.1027	0.0601	0.0626