2012 HNL to NZD Historical Review

YEARLY HIGH

0.0699 NZD

YEARLY LOW

0.0596 NZD

YEARLY AVERAGE

0.0640 NZD

2012 HNL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.0699. Conversely, the yearly low was recorded on December 15, dropping to 0.0596.

This high-to-low spread represents a total annual volatility of 0.0103 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0657 to the December average rate of 0.0607, the exchange rate registered a net change of -7.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0699 was down 4.70% compared to the 2011 peak of 0.0734, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 350 NZD

2011 Average 334 NZD

Yearly Trough Low 298 NZD

Transaction Impact: A difference of 51.66 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0685

0.0600

JanuMarcMayJulySeptNove

HNL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0653, compared to 0.0626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0027 points.

H1 Avg (Jan–Jun) 0.0653

H2 Avg (Jul–Dec) 0.0626

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0056 NZD (High: 0.0699 / Low: 0.0643). On the other end, February was the most stable month, with a tight range of 0.0010 NZD (High: 0.0635 / Low: 0.0625).

May Spread (Volatile) ±0.0056

February Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0028 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.0678) against the same month in 2011 (average: 0.0663), the exchange rate shifted by +0.0015 (+2.24%).

2012 Avg (May) 0.0678

2011 Avg (May) 0.0663

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0680	0.0635	0.0657
February	0.0635	0.0625	0.0629
March	0.0649	0.0627	0.0639
April	0.0646	0.0635	0.0641
May	0.0699	0.0643	0.0678
June	0.0698	0.0655	0.0674
July	0.0666	0.0637	0.0656
August	0.0643	0.0626	0.0634
September	0.0645	0.0612	0.0623
October	0.0625	0.0614	0.0620
November	0.0624	0.0611	0.0617
December	0.0616	0.0596	0.0607