2024 HNL to NZD Historical Review

YEARLY HIGH

0.0704 NZD

YEARLY LOW

0.0633 NZD

YEARLY AVERAGE

0.0665 NZD

2024 HNL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HNL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0704. Conversely, the yearly low was recorded on September 29, dropping to 0.0633.

This high-to-low spread represents a total annual volatility of 0.0071 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0656 to the December average rate of 0.0688, the exchange rate registered a net change of 4.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0704 was up 0.68% compared to the 2023 peak of 0.0699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 352 NZD

2023 Average 330 NZD

Yearly Trough Low 317 NZD

Transaction Impact: A difference of 35.27 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0692

0.0643

JanuMarcMayJulySeptNove

HNL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0664, compared to 0.0666 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0664

H2 Avg (Jul–Dec) 0.0666

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 0.0041 NZD (High: 0.0684 / Low: 0.0643). On the other end, June was the most stable month, with a tight range of 0.0014 NZD (High: 0.0664 / Low: 0.0649).

August Spread (Volatile) ±0.0041

June Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2024: 0.0688) against the same month in 2023 (average: 0.0650), the exchange rate shifted by +0.0038 (+5.83%).

2024 Avg (December) 0.0688

2023 Avg (December) 0.0650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0667	0.0640	0.0656
February	0.0669	0.0650	0.0660
March	0.0680	0.0655	0.0666
April	0.0689	0.0667	0.0680
May	0.0680	0.0655	0.0666
June	0.0664	0.0649	0.0658
July	0.0687	0.0656	0.0669
August	0.0684	0.0643	0.0663
September	0.0657	0.0633	0.0647
October	0.0668	0.0640	0.0658
November	0.0683	0.0661	0.0672
December	0.0704	0.0671	0.0688