2022 HNL to NZD Historical Review

YEARLY HIGH

0.0726 NZD

YEARLY LOW

0.0583 NZD

YEARLY AVERAGE

0.0641 NZD

2022 HNL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HNL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 14, valuing the pair at 0.0726. Conversely, the yearly low was recorded on March 26, dropping to 0.0583.

This high-to-low spread represents a total annual volatility of 0.0142 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0605 to the December average rate of 0.0637, the exchange rate registered a net change of 5.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0726 was up 17.55% compared to the 2021 peak of 0.0617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 363 NZD

2021 Average 293 NZD

Yearly Trough Low 292 NZD

Transaction Impact: A difference of 71.22 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0722

0.0582

JanuMarcMayJulySeptNove

HNL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0615, compared to 0.0667 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0615

H2 Avg (Jul–Dec) 0.0667

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0062 NZD (High: 0.0721 / Low: 0.0659). On the other end, February was the most stable month, with a tight range of 0.0013 NZD (High: 0.0614 / Low: 0.0601).

September Spread (Volatile) ±0.0062

February Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0046 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0046

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 0.0710) against the same month in 2021 (average: 0.0587), the exchange rate shifted by +0.0123 (+21.04%).

2022 Avg (October) 0.0710

2021 Avg (October) 0.0587

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0622	0.0594	0.0605
February	0.0614	0.0601	0.0609
March	0.0606	0.0583	0.0594
April	0.0632	0.0587	0.0605
May	0.0654	0.0621	0.0637
June	0.0654	0.0621	0.0641
July	0.0666	0.0647	0.0656
August	0.0667	0.0625	0.0648
September	0.0721	0.0659	0.0684
October	0.0726	0.0691	0.0710
November	0.0700	0.0640	0.0664
December	0.0649	0.0628	0.0637