2018 HNL to NZD Historical Review

YEARLY HIGH

0.0648 NZD

YEARLY LOW

0.0572 NZD

YEARLY AVERAGE

0.0605 NZD

2018 HNL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HNL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 6, valuing the pair at 0.0648. Conversely, the yearly low was recorded on February 1, dropping to 0.0572.

This high-to-low spread represents a total annual volatility of 0.0076 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0583 to the December average rate of 0.0606, the exchange rate registered a net change of 3.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0648 was up 3.88% compared to the 2017 peak of 0.0624, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 324 NZD

2017 Average 300 NZD

Yearly Trough Low 286 NZD

Transaction Impact: A difference of 37.95 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0642

0.0574

JanuMarcMayJulySeptNove

HNL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0590, compared to 0.0620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0590

H2 Avg (Jul–Dec) 0.0620

Volatility Range Comparison

Volatility

The most volatile month in 2018 was December, with a trading range of 0.0044 NZD (High: 0.0635 / Low: 0.0591). On the other end, March was the most stable month, with a tight range of 0.0011 NZD (High: 0.0589 / Low: 0.0578).

December Spread (Volatile) ±0.0044

March Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0028 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2018: 0.0637) against the same month in 2017 (average: 0.0604), the exchange rate shifted by +0.0032 (+5.37%).

2018 Avg (October) 0.0637

2017 Avg (October) 0.0604

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0598	0.0574	0.0583
February	0.0588	0.0572	0.0580
March	0.0589	0.0578	0.0584
April	0.0600	0.0573	0.0584
May	0.0613	0.0597	0.0605
June	0.0617	0.0593	0.0602
July	0.0621	0.0608	0.0614
August	0.0634	0.0613	0.0625
September	0.0638	0.0622	0.0630
October	0.0648	0.0629	0.0637
November	0.0621	0.0597	0.0608
December	0.0635	0.0591	0.0606