2016 HNL to NZD Historical Review

YEARLY HIGH

0.0697 NZD

YEARLY LOW

0.0587 NZD

YEARLY AVERAGE

0.0631 NZD

2016 HNL to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 0.0697. Conversely, the yearly low was recorded on September 7, dropping to 0.0587.

This high-to-low spread represents a total annual volatility of 0.0110 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0681 to the December average rate of 0.0610, the exchange rate registered a net change of -10.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0697 was down 4.70% compared to the 2015 peak of 0.0731, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 348 NZD

2015 Average 330 NZD

Yearly Trough Low 293 NZD

Transaction Impact: A difference of 55.09 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0689

0.0591

JanuMarcMayJulySeptNove

HNL to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0654, compared to 0.0608 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0046 points.

H1 Avg (Jan–Jun) 0.0654

H2 Avg (Jul–Dec) 0.0608

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0042 NZD (High: 0.0697 / Low: 0.0655). On the other end, August was the most stable month, with a tight range of 0.0016 NZD (High: 0.0613 / Low: 0.0597).

January Spread (Volatile) ±0.0042

August Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0026 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0681) against the same month in 2015 (average: 0.0622), the exchange rate shifted by +0.0059 (+9.49%).

2016 Avg (January) 0.0681

2015 Avg (January) 0.0622

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0697	0.0655	0.0681
February	0.0681	0.0658	0.0668
March	0.0670	0.0640	0.0656
April	0.0653	0.0630	0.0643
May	0.0661	0.0630	0.0652
June	0.0649	0.0607	0.0626
July	0.0629	0.0602	0.0615
August	0.0613	0.0597	0.0606
September	0.0607	0.0587	0.0599
October	0.0619	0.0599	0.0611
November	0.0620	0.0594	0.0608
December	0.0622	0.0596	0.0610