2013 HRK to BWP Historical Review

YEARLY HIGH

1.5815 BWP

YEARLY LOW

1.3556 BWP

YEARLY AVERAGE

1.4719 BWP

2013 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.5815. Conversely, the yearly low was recorded on January 6, dropping to 1.3556.

This high-to-low spread represents a total annual volatility of 0.2258 BWP. From a start-to-finish perspective, comparing the January average rate of 1.3926 to the December average rate of 1.5615, the exchange rate registered a net change of 12.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.5815 was up 14.25% compared to the 2012 peak of 1.3842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 7,907 BWP

2012 Average 6,526 BWP

Yearly Trough Low 6,778 BWP

Transaction Impact: A difference of 1,129.20 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.5784

1.3758

JanuMarcMayJulySeptNove

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4232, compared to 1.5205 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0973 points.

H1 Avg (Jan–Jun) 1.4232

H2 Avg (Jul–Dec) 1.5205

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0930 BWP (High: 1.4904 / Low: 1.3974). On the other end, October was the most stable month, with a tight range of 0.0187 BWP (High: 1.5279 / Low: 1.5093).

May Spread (Volatile) ±0.0930

October Spread (Stable) ±0.0187

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0174 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0174

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2013: 1.5615) against the same month in 2012 (average: 1.3673), the exchange rate shifted by +0.1943 (+14.21%).

2013 Avg (December) 1.5615

2012 Avg (December) 1.3673

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.4350	1.3556	1.3926
February	1.4410	1.3837	1.4113
March	1.4170	1.3898	1.4033
April	1.4129	1.3832	1.3982
May	1.4904	1.3974	1.4220
June	1.5399	1.4696	1.5119
July	1.5075	1.4793	1.4944
August	1.5490	1.5006	1.5192
September	1.5224	1.4837	1.5036
October	1.5279	1.5093	1.5176
November	1.5397	1.5124	1.5267
December	1.5815	1.5325	1.5615