2014 HRK to BWP Historical Review

YEARLY HIGH

1.6171 BWP

YEARLY LOW

1.4830 BWP

YEARLY AVERAGE

1.5614 BWP

2014 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 1.6171. Conversely, the yearly low was recorded on November 23, dropping to 1.4830.

This high-to-low spread represents a total annual volatility of 0.1340 BWP. From a start-to-finish perspective, comparing the January average rate of 1.5934 to the December average rate of 1.5181, the exchange rate registered a net change of -4.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.6171 was up 2.25% compared to the 2013 peak of 1.5815, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,085 BWP

2013 Average 7,361 BWP

Yearly Trough Low 7,415 BWP

Transaction Impact: A difference of 670.25 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.6128

1.4910

JanuMarcMayJulySeptNove

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5902, compared to 1.5326 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0576 points.

H1 Avg (Jan–Jun) 1.5902

H2 Avg (Jul–Dec) 1.5326

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0571 BWP (High: 1.5504 / Low: 1.4933). On the other end, August was the most stable month, with a tight range of 0.0263 BWP (High: 1.5602 / Low: 1.5339).

December Spread (Volatile) ±0.0571

August Spread (Stable) ±0.0263

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0234 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0234

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 1.5934) against the same month in 2013 (average: 1.3926), the exchange rate shifted by +0.2008 (+14.42%).

2014 Avg (January) 1.5934

2013 Avg (January) 1.3926

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6171	1.5725	1.5934
February	1.6128	1.5844	1.6027
March	1.6167	1.5775	1.5977
April	1.6011	1.5733	1.5873
May	1.6005	1.5585	1.5739
June	1.5975	1.5697	1.5861
July	1.5937	1.5448	1.5723
August	1.5602	1.5339	1.5490
September	1.5476	1.5206	1.5374
October	1.5307	1.4943	1.5177
November	1.5142	1.4830	1.5011
December	1.5504	1.4933	1.5181