2025 HRK to BWP Historical Review

YEARLY HIGH

2.2299 BWP

YEARLY LOW

1.8939 BWP

YEARLY AVERAGE

2.0403 BWP

2025 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on September 1, valuing the pair at 2.2299. Conversely, the yearly low was recorded on February 10, dropping to 1.8939.

This high-to-low spread represents a total annual volatility of 0.3360 BWP. From a start-to-finish perspective, comparing the January average rate of 1.9152 to the December average rate of 2.0697, the exchange rate registered a net change of 8.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.2299 was up 10.38% compared to the 2024 peak of 2.0202, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 11,150 BWP

2024 Average 9,733 BWP

Yearly Trough Low 9,470 BWP

Transaction Impact: A difference of 1,680.08 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.1363

1.8933

JanuMarcMayJulySeptNove

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9874, compared to 2.0932 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1058 points.

H1 Avg (Jan–Jun) 1.9874

H2 Avg (Jul–Dec) 2.0932

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.1671 BWP (High: 2.2299 / Low: 2.0628). On the other end, February was the most stable month, with a tight range of 0.0346 BWP (High: 1.9285 / Low: 1.8939).

September Spread (Volatile) ±0.1671

February Spread (Stable) ±0.0346

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0355 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0355

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 2.1160) against the same month in 2024 (average: 1.9523), the exchange rate shifted by +0.1637 (+8.39%).

2025 Avg (September) 2.1160

2024 Avg (September) 1.9523

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9340	1.8954	1.9152
February	1.9285	1.8939	1.9135
March	1.9818	1.9049	1.9578
April	2.1055	1.9682	2.0620
May	2.0586	2.0030	2.0265
June	2.0816	2.0229	2.0496
July	2.2150	2.0513	2.0827
August	2.1952	2.0616	2.0868
September	2.2299	2.0628	2.1160
October	2.2080	2.0497	2.1074
November	2.1964	2.0489	2.0968
December	2.1940	2.0484	2.0697