YEARLY HIGH
1.8351 BWP
YEARLY LOW
1.6518 BWP
YEARLY AVERAGE
1.7264 BWP

2022 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 1.8351. Conversely, the yearly low was recorded on April 12, dropping to 1.6518.

This high-to-low spread represents a total annual volatility of 0.1833 BWP. From a start-to-finish perspective, comparing the January average rate of 1.7466 to the December average rate of 1.8086, the exchange rate registered a net change of 3.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.8351 was up 2.75% compared to the 2021 peak of 1.7861, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 9,176 BWP
2021 Average 8,705 BWP
Yearly Trough Low 8,259 BWP
Transaction Impact: A difference of 916.52 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.8221
1.6602
JanuMarcMayJulySeptNove

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7083, compared to 1.7445 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0362 points.

H1 Avg (Jan–Jun) 1.7083
H2 Avg (Jul–Dec) 1.7445

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0782 BWP (High: 1.8183 / Low: 1.7402). On the other end, August was the most stable month, with a tight range of 0.0307 BWP (High: 1.7218 / Low: 1.6911).

November Spread (Volatile) ±0.0782
August Spread (Stable) ±0.0307

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0522 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0522

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 1.8086) against the same month in 2021 (average: 1.7623), the exchange rate shifted by +0.0463 (+2.62%).

2022 Avg (December) 1.8086
2021 Avg (December) 1.7623

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7791 1.7124 1.7466
February 1.7653 1.7094 1.7369
March 1.7273 1.6644 1.6848
April 1.7011 1.6518 1.6737
May 1.7197 1.6836 1.7021
June 1.7236 1.6666 1.7056
July 1.7343 1.6961 1.7125
August 1.7218 1.6911 1.7041
September 1.7513 1.6986 1.7222
October 1.7945 1.7215 1.7474
November 1.8183 1.7402 1.7724
December 1.8351 1.7876 1.8086