2015 HRK to BWP Historical Review

YEARLY HIGH

1.6294 BWP

YEARLY LOW

1.3857 BWP

YEARLY AVERAGE

1.4768 BWP

2015 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 1.6294. Conversely, the yearly low was recorded on April 9, dropping to 1.3857.

This high-to-low spread represents a total annual volatility of 0.2437 BWP. From a start-to-finish perspective, comparing the January average rate of 1.4504 to the December average rate of 1.5744, the exchange rate registered a net change of 8.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.6294 was up 0.76% compared to the 2014 peak of 1.6171, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,147 BWP

2014 Average 7,806 BWP

Yearly Trough Low 6,929 BWP

Transaction Impact: A difference of 1,218.51 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.5913

1.3882

JanuMarcMayJulySeptNove

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4330, compared to 1.5206 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0876 points.

H1 Avg (Jan–Jun) 1.4330

H2 Avg (Jul–Dec) 1.5206

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.1239 BWP (High: 1.6294 / Low: 1.5055). On the other end, March was the most stable month, with a tight range of 0.0254 BWP (High: 1.4173 / Low: 1.3919).

December Spread (Volatile) ±0.1239

March Spread (Stable) ±0.0254

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0346 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0346

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.5744) against the same month in 2014 (average: 1.5181), the exchange rate shifted by +0.0563 (+3.71%).

2015 Avg (December) 1.5744

2014 Avg (December) 1.5181

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5036	1.3899	1.4504
February	1.4302	1.3966	1.4157
March	1.4173	1.3919	1.4051
April	1.4393	1.3857	1.4068
May	1.4721	1.4211	1.4470
June	1.5007	1.4416	1.4731
July	1.4694	1.4280	1.4545
August	1.5647	1.4536	1.5006
September	1.5681	1.5188	1.5475
October	1.5521	1.5071	1.5310
November	1.5349	1.4933	1.5155
December	1.6294	1.5055	1.5744