2026 HRK to BWP Historical Review

YEARLY HIGH

2.1727 BWP

YEARLY LOW

2.0438 BWP

YEARLY AVERAGE

2.0775 BWP

2026 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 2.1727. Conversely, the yearly low was recorded on January 2, dropping to 2.0438.

This high-to-low spread represents a total annual volatility of 0.1289 BWP. From a start-to-finish perspective, comparing the January average rate of 2.0803 to the December average rate of 2.0692, the exchange rate registered a net change of -0.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.1727 was down 2.57% compared to the 2025 peak of 2.2299, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 10,863 BWP

2025 Average 10,205 BWP

Yearly Trough Low 10,219 BWP

Transaction Impact: A difference of 644.45 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.0993

2.0611

JanuMarcMayJuly

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0789, compared to 2.0692 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 2.0789

H2 Avg (Jul–Dec) 2.0692

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.1289 BWP (High: 2.1727 / Low: 2.0438). On the other end, May was the most stable month, with a tight range of 0.0102 BWP (High: 2.0871 / Low: 2.0769).

January Spread (Volatile) ±0.1289

May Spread (Stable) ±0.0102

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0167 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0167

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.0803) against the same month in 2025 (average: 1.9152), the exchange rate shifted by +0.1651 (+8.62%).

2026 Avg (January) 2.0803

2025 Avg (January) 1.9152

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1727	2.0438	2.0803
February	2.1651	2.0579	2.0716
March	2.1176	2.0510	2.0819
April	2.1211	2.0749	2.0961
May	2.0871	2.0769	2.0794
June	2.0802	2.0497	2.0643
July	2.1665	2.0471	2.0692