2019 HRK to BWP Historical Review

YEARLY HIGH

1.6779 BWP

YEARLY LOW

1.5870 BWP

YEARLY AVERAGE

1.6231 BWP

2019 HRK to BWP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the HRK to BWP exchange rate experienced significant fluctuation. The market reached its absolute peak on August 12, valuing the pair at 1.6779. Conversely, the yearly low was recorded on December 26, dropping to 1.5870.

This high-to-low spread represents a total annual volatility of 0.0909 BWP. From a start-to-finish perspective, comparing the January average rate of 1.6200 to the December average rate of 1.6041, the exchange rate registered a net change of -0.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.6779 was down 2.91% compared to the 2018 peak of 1.7282, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 8,389 BWP

2018 Average 8,108 BWP

Yearly Trough Low 7,935 BWP

Transaction Impact: A difference of 454.26 BWP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.6602

1.5990

JanuMarcMayJulySeptNove

HRK to BWP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6225, compared to 1.6236 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 1.6225

H2 Avg (Jul–Dec) 1.6236

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0598 BWP (High: 1.6779 / Low: 1.6181). On the other end, April was the most stable month, with a tight range of 0.0184 BWP (High: 1.6214 / Low: 1.6031).

August Spread (Volatile) ±0.0598

April Spread (Stable) ±0.0184

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0371 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0371

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 1.6551) against the same month in 2018 (average: 1.6427), the exchange rate shifted by +0.0125 (+0.76%).

2019 Avg (August) 1.6551

2018 Avg (August) 1.6427

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6580	1.5995	1.6200
February	1.6172	1.5924	1.6058
March	1.6491	1.6115	1.6291
April	1.6214	1.6031	1.6098
May	1.6410	1.6039	1.6220
June	1.6746	1.6363	1.6483
July	1.6308	1.5963	1.6112
August	1.6779	1.6181	1.6551
September	1.6441	1.6151	1.6265
October	1.6425	1.6092	1.6268
November	1.6447	1.6079	1.6181
December	1.6273	1.5870	1.6041