2024 HRK to EUR Historical Review

YEARLY HIGH

0.1334 EUR

YEARLY LOW

0.1320 EUR

YEARLY AVERAGE

0.1327 EUR

2024 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.1334. Conversely, the yearly low was recorded on November 24, dropping to 0.1320.

This high-to-low spread represents a total annual volatility of 0.0014 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1327 to the December average rate of 0.1327, the exchange rate registered a net change of 0.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.1334 was down 0.86% compared to the 2023 peak of 0.1345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 667 EUR

2023 Average 663 EUR

Yearly Trough Low 660 EUR

Transaction Impact: A difference of 6.99 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.1327

0.1326

JanuMarcMayJulySeptNove

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1327, compared to 0.1327 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.1327

H2 Avg (Jul–Dec) 0.1327

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 0.0014 EUR (High: 0.1334 / Low: 0.1320). On the other end, May was the most stable month, with a tight range of 0.0001 EUR (High: 0.1327 / Low: 0.1326).

November Spread (Volatile) ±0.0014

May Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2024: 0.1326) against the same month in 2023 (average: 0.1327), the exchange rate shifted by -0.0000 (-0.04%).

2024 Avg (November) 0.1326

2023 Avg (November) 0.1327

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1327	0.1326	0.1327
February	0.1327	0.1326	0.1327
March	0.1327	0.1321	0.1327
April	0.1327	0.1325	0.1327
May	0.1327	0.1326	0.1327
June	0.1327	0.1325	0.1327
July	0.1327	0.1325	0.1327
August	0.1327	0.1326	0.1327
September	0.1327	0.1326	0.1327
October	0.1327	0.1325	0.1327
November	0.1334	0.1320	0.1326
December	0.1331	0.1325	0.1327