2013 HRK to EUR Historical Review

YEARLY HIGH

0.1343 EUR

YEARLY LOW

0.1307 EUR

YEARLY AVERAGE

0.1320 EUR

2013 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 29, valuing the pair at 0.1343. Conversely, the yearly low was recorded on December 6, dropping to 0.1307.

This high-to-low spread represents a total annual volatility of 0.0036 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1320 to the December average rate of 0.1309, the exchange rate registered a net change of -0.84% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.1343 was down 0.84% compared to the 2012 peak of 0.1355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 672 EUR

2012 Average 665 EUR

Yearly Trough Low 653 EUR

Transaction Impact: A difference of 18.17 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.1337

0.1307

JanuMarcMayJulySeptNove

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1321, compared to 0.1318 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.1321

H2 Avg (Jul–Dec) 0.1318

Volatility Range Comparison

Volatility

The most volatile month in 2013 was July, with a trading range of 0.0022 EUR (High: 0.1343 / Low: 0.1321). On the other end, October was the most stable month, with a tight range of 0.0005 EUR (High: 0.1315 / Low: 0.1310).

July Spread (Volatile) ±0.0022

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0011 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 0.1335) against the same month in 2012 (average: 0.1325), the exchange rate shifted by +0.0010 (+0.74%).

2013 Avg (June) 0.1335

2012 Avg (June) 0.1325

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1325	0.1316	0.1320
February	0.1324	0.1315	0.1319
March	0.1325	0.1315	0.1318
April	0.1317	0.1309	0.1314
May	0.1325	0.1317	0.1321
June	0.1343	0.1322	0.1335
July	0.1343	0.1321	0.1332
August	0.1332	0.1322	0.1327
September	0.1322	0.1310	0.1316
October	0.1315	0.1310	0.1312
November	0.1315	0.1307	0.1310
December	0.1312	0.1307	0.1309