2014 HRK to EUR Historical Review

YEARLY HIGH

0.1322 EUR

YEARLY LOW

0.1302 EUR

YEARLY AVERAGE

0.1310 EUR

2014 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.1322. Conversely, the yearly low was recorded on November 26, dropping to 0.1302.

This high-to-low spread represents a total annual volatility of 0.0020 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1310 to the December average rate of 0.1304, the exchange rate registered a net change of -0.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.1322 was down 1.59% compared to the 2013 peak of 0.1343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 661 EUR

2013 Average 660 EUR

Yearly Trough Low 651 EUR

Transaction Impact: A difference of 10.11 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.1322

0.1302

JanuMarcMayJulySeptNove

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1312, compared to 0.1309 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.1312

H2 Avg (Jul–Dec) 0.1309

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 0.0011 EUR (High: 0.1320 / Low: 0.1309). On the other end, June was the most stable month, with a tight range of 0.0003 EUR (High: 0.1322 / Low: 0.1319).

July Spread (Volatile) ±0.0011

June Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0006 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 0.1320) against the same month in 2013 (average: 0.1335), the exchange rate shifted by -0.0015 (-1.09%).

2014 Avg (June) 0.1320

2013 Avg (June) 0.1335

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1314	0.1306	0.1310
February	0.1309	0.1304	0.1306
March	0.1309	0.1304	0.1306
April	0.1315	0.1307	0.1312
May	0.1322	0.1314	0.1317
June	0.1322	0.1319	0.1320
July	0.1320	0.1309	0.1314
August	0.1315	0.1308	0.1311
September	0.1317	0.1309	0.1312
October	0.1311	0.1303	0.1306
November	0.1308	0.1302	0.1304
December	0.1308	0.1302	0.1304