2016 HRK to EUR Historical Review

YEARLY HIGH

0.1344 EUR

YEARLY LOW

0.1300 EUR

YEARLY AVERAGE

0.1328 EUR

2016 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 5, valuing the pair at 0.1344. Conversely, the yearly low was recorded on February 4, dropping to 0.1300.

This high-to-low spread represents a total annual volatility of 0.0044 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1306 to the December average rate of 0.1327, the exchange rate registered a net change of 1.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1344 was up 0.61% compared to the 2015 peak of 0.1336, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 672 EUR

2015 Average 657 EUR

Yearly Trough Low 650 EUR

Transaction Impact: A difference of 22.16 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1340

0.1303

JanuMarcMayJulySeptNove

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1323, compared to 0.1333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0011 points.

H1 Avg (Jan–Jun) 0.1323

H2 Avg (Jul–Dec) 0.1333

Volatility Range Comparison

Volatility

The most volatile month in 2016 was December, with a trading range of 0.0016 EUR (High: 0.1339 / Low: 0.1322). On the other end, October was the most stable month, with a tight range of 0.0006 EUR (High: 0.1336 / Low: 0.1330).

December Spread (Volatile) ±0.0016

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 0.1337) against the same month in 2015 (average: 0.1323), the exchange rate shifted by +0.0015 (+1.10%).

2016 Avg (August) 0.1337

2015 Avg (August) 0.1323

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1312	0.1303	0.1306
February	0.1314	0.1300	0.1309
March	0.1330	0.1314	0.1323
April	0.1341	0.1330	0.1334
May	0.1340	0.1329	0.1334
June	0.1334	0.1326	0.1330
July	0.1339	0.1330	0.1336
August	0.1344	0.1333	0.1337
September	0.1341	0.1329	0.1334
October	0.1336	0.1330	0.1333
November	0.1338	0.1326	0.1332
December	0.1339	0.1322	0.1327