2018 HRK to EUR Historical Review

YEARLY HIGH

0.1360 EUR

YEARLY LOW

0.1340 EUR

YEARLY AVERAGE

0.1348 EUR

2018 HRK to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the HRK to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 1, valuing the pair at 0.1360. Conversely, the yearly low was recorded on February 11, dropping to 0.1340.

This high-to-low spread represents a total annual volatility of 0.0020 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1345 to the December average rate of 0.1350, the exchange rate registered a net change of 0.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.1360 was up 0.51% compared to the 2017 peak of 0.1353, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HRK based on timing:

Yearly Peak High 680 EUR

2017 Average 670 EUR

Yearly Trough Low 670 EUR

Transaction Impact: A difference of 9.82 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.1355

0.1344

JanuMarcMayJulySeptNove

HRK to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1348, compared to 0.1348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.1348

H2 Avg (Jul–Dec) 0.1348

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0012 EUR (High: 0.1353 / Low: 0.1341). On the other end, September was the most stable month, with a tight range of 0.0005 EUR (High: 0.1348 / Low: 0.1343).

November Spread (Volatile) ±0.0012

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2018: 0.1353) against the same month in 2017 (average: 0.1346), the exchange rate shifted by +0.0007 (+0.51%).

2018 Avg (May) 0.1353

2017 Avg (May) 0.1346

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1348	0.1341	0.1345
February	0.1349	0.1340	0.1345
March	0.1348	0.1342	0.1345
April	0.1353	0.1344	0.1347
May	0.1360	0.1349	0.1353
June	0.1356	0.1351	0.1354
July	0.1355	0.1349	0.1352
August	0.1351	0.1342	0.1346
September	0.1348	0.1343	0.1346
October	0.1350	0.1344	0.1347
November	0.1353	0.1341	0.1346
December	0.1355	0.1346	0.1350